Ramos Insurance Legacy

Ramos Insurance Legacy

Ramos Insurance Legacy

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Licensed Life Insurance Producer | Founder

Understand your life insurance options

Understand your life insurance options

Life insurance education and planning support

Life insurance education and planning support

Portrait of the founder

How I help

How I help

I help you understand life insurance coverage types, clarify your needs, and review options based on your goals and budget.

I help you understand life insurance coverage types, clarify your needs, and review options based on your goals and budget.

Licensed in IA · OH · SC · TN · TX · VA · WV

Licensed in IA · OH · SC · TN · TX · VA · WV

My Story

My Story

I’m Ray Ramos Diaz. I was born in Durango, Mexico and raised in the American Midwest.


Before insurance, I spent 13 years working blue collar jobs in industrial painting, CNC machining, and welding. On March 13, 2021, I was in an accident and came very close to not making it back.


I recovered, got licensed, and founded Ramos Insurance Legacy LLC.


“Today, I help individuals and families understand their life insurance options and find coverage that fits their needs, goals, and budget.”

I’m Ray Ramos Diaz. I was born in Durango, Mexico and raised in the American Midwest.


Before insurance, I spent 13 years working blue collar jobs in industrial painting, CNC machining, and welding. On March 13, 2021, I was in an accident and came very close to not making it back.


I recovered, got licensed, and founded Ramos Insurance Legacy LLC.


“Today, I help individuals and families understand their life insurance options and find coverage that fits their needs, goals, and budget.”

A clear path forward

A clear path forward

A conversation focused on understanding, not pressure.

A conversation focused on understanding, not pressure.

01

Talk it through

What matters to you, your family, and your budget.

02

Learn the basics

How common types of life insurance work and what questions to ask.

03

Weigh your options

How available options fit your goals before deciding what comes next.

FAQs

FAQs

What do you help with?

I help you understand life insurance coverage types, clarify your needs, and prepare to evaluate options based on your goals and budget.

Are you licensed in my state?

Currently licensed as a life insurance producer in Iowa, Ohio, South Carolina, Tennessee, Texas, Virginia, and West Virginia.

Do you guarantee approval or specific rates?

No. Coverage availability, underwriting, and rates depend on the carrier and individual circumstances.

What’s the free guide?

The “6 Questions to Ask Before Choosing Life Insurance” guide helps you think through your needs, budget, and what you want your coverage to accomplish.

How do I get in touch?

Guide

Guide

A short six-question guide to help you think through needs, budget, and goals. Request it by email.

01

Needs & goals

Questions to help frame your priorities.

02

Request by email

Submit your name and email to receive the English and Spanish guides.

03

Read at your pace

Read when it works for you.

Contact

Contact

Request a conversation through the form, or reach the agency by email. Choose the option that works for you.

Request a conversation through the form, or reach the agency by email. Choose the option that works for you.

01

Start a conversation

Use the Microsoft form to share what you’d like to discuss.

02

Email the agency.

03

Questions welcome

Ask about life insurance options, needs, goals, and budget.

Choose your next step

Choose your next step

Two clear choices. Request a conversation or get the six-question guide by email.

Two clear choices. Request a conversation or get the six-question guide by email.

Privacy

Privacy

Effective date: September 6, 2026

Last updated: October 3, 2026


Ramos Insurance Legacy LLC respects your privacy. We collect your name, email address, phone number, and state when you use our forms, request the guide, request a conversation, or contact us. A conversation request may also include why you are looking into life insurance, whether you already have coverage, how and when you prefer to be reached, language, how you heard about us, and anything else you choose to share.


We use this information to respond to your requests, provide the guide, and communicate with you about our services.


We do not sell or rent your personal information. We may share your information with service providers that help us host the website, process forms, deliver emails, and manage business communications and data storage.


The conversation form uses cookies to operate and protect the form and to measure how that form is used. We use website analytics to understand how visitors use our site. We do not use advertising pixels.


For privacy questions, select Email us about privacy.

Effective date: September 6, 2026

Last updated: October 3, 2026


Ramos Insurance Legacy LLC respects your privacy. We collect your name, email address, phone number, and state when you use our forms, request the guide, request a conversation, or contact us. A conversation request may also include why you are looking into life insurance, whether you already have coverage, how and when you prefer to be reached, language, how you heard about us, and anything else you choose to share.


We use this information to respond to your requests, provide the guide, and communicate with you about our services.


We do not sell or rent your personal information. We may share your information with service providers that help us host the website, process forms, deliver emails, and manage business communications and data storage.


The conversation form uses cookies to operate and protect the form and to measure how that form is used. We use website analytics to understand how visitors use our site. We do not use advertising pixels.


For privacy questions, select Email us about privacy.